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  <!-- Core pages -->
  <url>
    <loc>https://truepaycalculator.co.uk/</loc>
    <lastmod>2026-04-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://truepaycalculator.co.uk/blog</loc>
    <lastmod>2026-04-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://truepaycalculator.co.uk/guides</loc>
    <lastmod>2026-04-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Salary landing pages (Phase 1 — programmatic) -->
  <url><loc>https://truepaycalculator.co.uk/take-home/25000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/30000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/35000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/40000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/45000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/50000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/60000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/75000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/100000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://truepaycalculator.co.uk/take-home/150000</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Pillar guides (Phase 2) -->
  <url><loc>https://truepaycalculator.co.uk/guides/uk-tax-codes-explained</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://truepaycalculator.co.uk/guides/60-percent-tax-trap</loc><lastmod>2026-04-28</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Legal -->
  <url>
    <loc>https://truepaycalculator.co.uk/privacy</loc>
    <lastmod>2026-04-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://truepaycalculator.co.uk/terms</loc>
    <lastmod>2026-04-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
